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According to a recent survey on money and relationships, 36 percent of people are keeping a bank account from their partner. While this financial unfaithfulness may appear as distrust in a relationship , in truth it may just be a form of financial protection.
With almost half of all marriages ending in divorce, men and women are realizing they need to be financially savvy, regardless of whether they are in a relationship.
The financial hardship on individuals after a divorce can be extremely difficult, even more so when children are involved. The lack of permanency in relationships, jobs and family life may be the cause of a growing trend to keep a secret bank account hidden from a partner; in other words, an "escape fund”.
Margaret’s story is far from unique. She is a representative of a growing number of women in long-term relationships who are becoming protective of their own earnings.
Every month on pay day, she banks hundreds of dollars into a savings account she keeps from her husband. She has been doing this throughout their six-year marriage and has built a nest egg worth an incredible $100,000 on top of her pension.
Margaret says if her husband found out about her secret savings he’d hurt and would interpret this as a sign she wasn’t sure of the marriage.” He’d think it was my escape fun so that financially I could afford to get out of the relationship if it went wrong. I know you should approach marriage as being forever and I hope ours is, but you can never be sure.”
Like many of her fellow secret savers, Margaret was stung in a former relationship and has since been very guarded about her own money.
Coming clean to your partner about being a secret saver may not be all that bad. Take Colleen for example, who had been saving secretly for a few years before she confessed to her partner. ”I decided to open a savings account and start building a nest egg of my own. I wanted to prove to myself that I could put money in the bank and leave it there for a rainy day.”
“When John found out about my secret savings, he was a little suspicious of my motives. I reassured him that this was certainly not an escape fund that I feel very secure in our relationship. I have to admit that it does feel good to have my own money on reserve if ever there are rainy days in the future. It’s sensible to build and protect your personal financial security.”
1.The trend to keep a secret bank account is growing because(  ).
2.The word “savvy”(Line2,Para 2) probably means (  ).  
3.Which inference can we make about Margaret?
4.The author mentions Colleen’s example to show (  ).  
5.Which of the following best summary this passage?

第 1 问

A. escape fund helps one through rainy days

B. days are getting harder and harder

C. women are money sensitive

D. financial conflicts often occur

第 2 问

A. suspicious

B. secure

C. shrewd

D. simple

第 3 问

A. She is a unique woman.

B. She was once divorced.

C. She is going to retire.

D. She has many children. 

第 4 问

A. any couple can avoid marriage conflicts

B. privacy within marriage should be respected

C. everyone can save a fortune with a happy marriage

D. financial disclosure is not necessarily bad

第 5 问

A. Secret Savers

B. Love Is What It’s Worth

C. Banking Honesty

D. Once Bitten, Twice Shy

参考答案: A C B D A

详细解析:

【选项释义】
The trend to keep a secret bank account is growing because______. 藏私房钱的趋势正在增长,因为______。
A. escape fund helps one through rainy days A. 逃生基金助人渡过难关
B. days are getting harder and harder B. 日子越来越难过了
C. women are money sensitive C. 女人对金钱很敏感
D. financial conflicts often occur D. 财务冲突经常发生
【考查点】事实细节题
【解题思路】根据题干信息可定位至第三段第二句。该句中a growing trend to keep a secret bank account与题干中“The trend to keep a secret bank account is growing”一致。根据该句中的因果逻辑可知,the cause of(……的原因)之前的内容应是题干所问信息。该处明确指出:生活中的种种不稳定(情感关系、工作和家庭生活的维持缺乏持久性)导致人们开始存私房钱,这些都是A项中的rainy day,因此A选项为正确答案。
【干扰项排除】
B项,原文虽然提到了当人们的生活艰难的时候需要私房钱作为不时之需,但选项中日子过得越来越难而存私房钱并没有提及,这里属于偷换概念。
C、D项在文中没有提及,属于无中生有。

【选项释义】
The word “savvy” (Line2, Para2) probably means_______. 单词“savvy”(第2行,第2段)可能意味着_______。
A. suspicious A. 怀疑的
B. secure B. 安全的
C. shrewd C. 精明的
D. simple D. 简单的
【考查点】词汇推断题
【解题思路】此处需联系上下文进行判断。根据上文可知:人们存私房钱可能是为了寻求经济上的保障。根据下文可知:离婚使个人经济面临困境。而第二段前半部分提及:近乎一半的婚姻以离婚而告终。那么,在这种情况下,男女双方就需要在经济上有所考虑,未雨绸缪。而financially shrewd(精明的)可以理解为“有经济忧患意识的”,符合题意,故C选项为正确答案。
【干扰项排除】
A、B、D选项不能根据文章的逻辑结构推出。

【选项释义】
Which inference can we make about Margaret? 我们可以对玛格丽特作出什么推断?
A. She is a unique woman A. 她是一个独立的女人
B. She was once divorced B. 她离过婚
C. She is going to retire C. 她要退休了
D. She has many children D. 她有许多小孩
【考查点】推理判断题
【解题思路】原文第七段提到玛格丽特在以前的婚姻中受过伤害,这说明她离过婚。B选项中的once divorced(曾经离过婚)与原文中的former relationship(以前的婚姻关系)相对应,符合题意,故为正确答案。
【干扰项排除】
A、C、D选项没有提及,属于无中生有。

【选项释义】
The author mentions Colleen’s example to show_____. 作者引用科琳的例子来说明_____。
A. any couple can avoid marriage conflicts A. 任何夫妻都可以避免婚姻冲突
B. privacy within marriage should be respected B. 婚姻中的隐私应该得到尊重
C. everyone can save a fortune with a happy marriage C. 每个人都可以通过幸福的婚姻节省财富
D. financial disclosure is not necessarily bad D. 财务披露不一定不好
【考查点】推理判断题
【解题思路】根据题干信息Colleen’s example可定位至第八段。本段第一句提到向配偶坦白存私房钱或许并非坏事,紧接着文章就列举了柯林的例子对第一句(即本段的主题句)进行解释和说明。因此,D选项是对原文的合理推断,符合题意,故为正确答案。
【干扰项排除】
A、B、C选项不能通过文章信息推理出来。

【选项释义】
Which of the following best summary this passage? 以下哪一项是对这篇文章最好的总结?
A. Secret Savers A. 秘密存款
B. Love Is What It’s Worth B. 爱是值得的
C. Banking Honesty C. 钱款诚信
D. Once Bitten, Twice Shy D. 一朝被蛇咬,十年怕井绳
【考查点】主旨大意题
【解题思路】本文以调查数据开头,说明很多人会瞒着另一半持有秘密存款,作者认为这种做法是寻求经济保障的一种方式。接着第二段和第三段分析了该现象背后的原因,然后在第四段到第九段以两位女性的例子说明秘密存款可以使女性在经济上更加有安全感。综合可知,“秘密存款”是文章的主线,因此A选项为正确答案。
【干扰项排除】
B、C、D选项不能通过文章逻辑推理出来。

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